Find grants, rebates, forgivable loans, and free programs for Aurora, CO, filtered to your situation.
As of June 2026, 39 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Aurora, CO, with individual awards up to $126,526. 10 programs target seniors, 2 serve veterans, and 21 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 25 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CHFA provides down payment assistance grants for eligible first-time homebuyers in Aurora and throughout Colorado. Combi...
Free weatherization services for income-qualified Aurora residents including insulation, air sealing, heating system rep...
Provides forgivable loans up to $30,000 for major home repairs for low-income Aurora homeowners. Loan is forgiven after ...
Provides emergency grants up to $10,000 for Aurora homeowners at or below 50% AMI to address immediate health and safety...
Forgivable loans up to $25,000 for home modifications to improve accessibility for Aurora residents with disabilities. C...
Grant assistance up to $5,000 for Aurora homeowners age 62+ with limited income to address minor home repairs, safety mo...
HUD-funded program administered by Tri-County Health to remove lead-based paint hazards from Aurora homes built before 1...
Professional home energy assessment with immediate improvements including LED bulbs, faucet aerators, programmable therm...
Professional air conditioning tune-up for $65 (50% off regular price) for Xcel Energy customers in Aurora. Includes 22-p...
Rebates up to $2,600 for qualifying air source heat pumps for Aurora residents served by Xcel Energy. Rebate amount depe...
Rebates up to $1,000 for insulation and air sealing improvements in Aurora homes. Must complete energy assessment first....
Rebates of $50-$150 for qualifying smart thermostats for Aurora Xcel Energy customers. Higher rebate for enrolling in AC...
Rebates up to $400 for qualifying evaporative coolers (swamp coolers) for Aurora residents. Efficient cooling alternativ...
Get $75 per appliance for recycling old working refrigerators, freezers, or window AC units. Free pickup scheduled at yo...
Solar*Rewards provides incentive payments for Aurora homeowners who install solar panels. Payment structure based on sys...
Financial assistance up to $5,000 for qualifying Aurora homeowners to repair or replace private sewer laterals. Income-q...
Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas...
Grant assistance for eligible veterans with service-connected disabilities to purchase or modify a home to meet adaptive...
Grant for eligible Aurora veterans with service-connected disabilities to adapt a home for mobility. Covers modification...
Federal HOME Investment Partnerships Program funds provide forgivable loans up to $40,000 for substantial home rehabilit...
Down payment and closing cost assistance for income-qualified first-time homebuyers purchasing in Arapahoe County includ...
State-funded lead hazard reduction for Aurora homes built before 1978 with children under 6 or pregnant women. Free insp...
One-time water bill payment assistance for income-qualified Aurora residents facing financial hardship. Helps prevent wa...
Heating bill payment assistance for income-qualified Aurora residents. One-time benefit per heating season paid directly...
Colorado state income tax credit up to $5,000 for accessibility modifications to accommodate a person with disability. A...
Free energy efficiency upgrades for income-qualified Aurora Xcel Energy customers including insulation, LED bulbs, smart...
FHA-insured mortgage that allows Aurora homebuyers or homeowners to finance both the purchase (or refinance) and rehabil...
Conventional loan option for Aurora buyers or homeowners to finance property purchase or refinance plus renovation costs...
C-PACE financing allows Aurora commercial and multifamily property owners to finance 100% of energy efficiency and renew...
Matching grants up to $5,000 for exterior restoration and repair of historic homes in Aurora. Property must be designate...
Rebates up to $1,300 for Aurora homeowners installing Level 2 electric vehicle charging equipment. Includes up to $500 f...
Rebate of $500 per kilowatt of battery storage capacity up to $5,000 for Aurora homeowners installing qualifying battery...
Rebate of up to $75 per tree for Aurora residents planting qualifying shade trees on their property. Trees reduce energy...
Rebates of $200-$400 for Aurora homeowners replacing single or two-speed pool pumps with qualifying variable speed pumps...
State disaster recovery funds activated following federal disaster declarations to help Aurora homeowners repair or rebu...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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39 programs are currently listed for Aurora, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Aurora, 25 programs do not require repayment, 4 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.