USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas near Aurora to repair, improve, or modernize homes. Grants available only for seniors to remove health and safety hazards.

Combination loan and grant; seniors may qualify for full grant portion

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income households only
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Deadline: Ongoing, subject to annual allocation

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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