Highlands County SHIP Housing Repair

Highlands County Community Development

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for emergency home repairs to low and moderate-income homeowners in Highlands County. Loan is forgiven after 5 years of continued occupancy.

Forgivable loan, no repayment if homeowner remains in residence for 5 years

Key Details

  • Forgivable loan up to $15,000
  • Income at or below 140% AMI
  • Must be owner-occupied in Highlands County
  • Covers emergency repairs and code violations
  • Forgiven after 5 years of occupancy

How to Apply

A grant-savvy contractor in Avon Park, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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