Find grants, rebates, forgivable loans, and free programs for Babylon, NY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Babylon, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free energy efficiency improvements to income-eligible households. Services inclu...
Provides forgivable loans to income-eligible homeowners in Suffolk County for necessary repairs and improvements to owne...
Provides grants to income-eligible homeowners for accessibility modifications such as ramps, grab bars, widened doorways...
Provides rebates for qualifying air-source and ground-source heat pumps installed in PSEG Long Island service territory....
Rebates for high-efficiency central air conditioning systems installed by approved contractors in PSEG Long Island servi...
Rebates for attic, wall, and basement insulation improvements. Requires a home energy assessment and use of approved con...
Instant rebate on qualifying smart thermostats purchased through PSEG Long Island's online marketplace. Smart thermostat...
State tax credit equal to 25% of solar equipment and installation costs, up to $5,000. Can be combined with federal sola...
Provides free energy efficiency upgrades to income-qualified households including insulation, air sealing, heating syste...
HUD HOME-funded program providing deferred-payment loans for substantial rehabilitation of owner-occupied homes. Loan is...
Provides grants to homeowners for upgrading outdated septic systems or connecting to public sewers in priority areas. De...
State-funded lead hazard control program for homes built before 1978 with children under 6 or pregnant women. Provides f...
Helps veterans with certain service-connected disabilities purchase, build, or modify a home to meet their adaptive need...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans who are blind ...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Provides emergency home repair grants to homeowners age 60 and older in Suffolk County. Covers urgent repairs necessary ...
Provides a 20% state income tax credit for substantial rehabilitation of owner-occupied historic homes. Property must be...
School Tax Relief (STAR) program provides property tax exemption to owner-occupied primary residences in New York State....
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Suffolk County. Deferred loan f...
Provides below-market interest rate mortgages to qualified homebuyers purchasing in New York State. Includes optional do...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at residential properties in PSEG Lo...
Upfront incentive for residential solar PV systems in NYSERDA's NY-Sun program. Incentive amount decreases as more solar...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Babylon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Babylon, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.