USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to homeowners 62 and older who cannot repay a loan.

Loan up to $40,000 at 1% interest; grant up to $10,000 for seniors 62+

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Must be in eligible rural area
  • For health/safety repairs and accessibility

How to Apply

A grant-savvy contractor in Babylon, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Babylon, NY

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