USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $7,500 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Seniors 62+ may receive grants up to $10,000; others receive low-interest loans

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Ballenger Creek, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ballenger Creek, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs