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Maryland SmartBuy Program

Maryland DHCD / CDA

open state

About This Program

Helps Maryland homebuyers with student loan debt by providing up to $30,000 to pay off outstanding student loans at closing. Combined with competitive mortgage rates through the Maryland Mortgage Program.

Must pay off entire remaining student loan balance at closing (up to $30,000)

Key Details

  • Up to $30,000 to pay off student loans at closing
  • Must fully pay off remaining student loan balance
  • Combined with Maryland Mortgage Program rates
  • Available for homes purchased in Maryland
  • Income and purchase price limits apply

How to Apply

Visit Official Program Page

800-638-7781

Deadline: Ongoing, subject to funding

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