USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very-low-income homeowners in eligible rural areas of Nelson County to repair, improve, or modernize their homes. Interest rate as low as 1% with up to 20-year repayment terms.

Low-interest loan at 1% for eligible rural homeowners, monthly payment estimate based on 20-year term

Key Details

  • Loans up to $40,000 at 1% interest
  • 20-year repayment term available
  • Income at or below 50% AMI required
  • Must be in eligible rural area of Nelson County
  • Covers major repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Bardstown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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