Home Improvement Grants in Bardstown.

Find grants, rebates, forgivable loans, and free programs for Bardstown, KY, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bardstown, KY, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 per household

Kentucky Weatherization Assistance Program (WAP)

Federally-funded weatherization program providing energy efficiency upgrades to income-eligible households in Nelson Cou...

Weatherization
Up to $1,200 rebate

LG&E Heat Pump Rebate Program

Rebates for qualifying high-efficiency electric heat pump installations in LG&E service territory. Rebate amounts vary b...

Energy
Up to $600 rebate

LG&E Home Insulation Rebate

Rebate program for attic and wall insulation upgrades that meet minimum R-value requirements. Available to LG&E electric...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very-low-income homeowners in eligible rural areas of Nelson County to repair, improve, or modern...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Cannot be use...

Seniors & Disability
Up to $15,000 loan

Kentucky Access Loan for Accessibility Modifications

Low-interest loans to modify homes for accessibility by persons with disabilities. Funds can be used for ramps, widened ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Eligible d...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home. Eligible disabilities include blindness ...

Veterans
Up to $60,000

Kentucky HOME Investment Partnerships Program

Federally-funded HOME program providing rehabilitation assistance to low-income homeowners in Kentucky. Funds can be use...

Home Repair
Free lead hazard removal

Kentucky Lead-Based Paint Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6. Free lead testing, ri...

Home Repair
Up to $5,000 per year

Nelson County Senior Home Repair Assistance

Home repair assistance for low-income seniors age 60+ in Nelson County. Provides grants for minor repairs and modificati...

Seniors & Disability
Up to $500 rebate

LG&E High-Efficiency Water Heater Rebate

Rebate for qualifying high-efficiency electric or gas water heaters. Electric heat pump water heaters receive higher reb...

Energy
50% matching grant, varies

Kentucky Heritage Council Preservation Grant

Matching grants for rehabilitation of properties listed on the National Register of Historic Places or contributing to a...

Historic
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation for residential properties. Includes equipment a...

Solar/Renewable
Up to $100 rebate

LG&E Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart/programmable thermostats. Helps reduce energy use by automatica...

Energy
Up to $600 per season

Kentucky LIHEAP Energy Assistance

Low Income Home Energy Assistance Program provides one-time assistance with heating and cooling bills for eligible low-i...

Energy
Up to $35,000 total assistance

Kentucky Homeowner Assistance Fund

Provides mortgage payment assistance, utility assistance, and property tax/insurance help for homeowners who experienced...

Disaster
Varies by property value

Kentucky Homestead Exemption

Property tax exemption for homeowners who are age 65+, totally disabled, or qualifying veterans. Exempts up to $43,200 o...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Bardstown

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Frequently asked questions

What home improvement grants are available in Bardstown, KY?

22 programs are currently listed for Bardstown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bardstown have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bardstown, 15 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Bardstown?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.