USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $10,000 available for seniors age 62+ who cannot repay a loan.

Loan at 1% interest or grant for seniors 62+; amount based on need

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI)
  • Must be owner-occupied
  • Available in eligible rural areas

How to Apply

A grant-savvy contractor in Barrington, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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