Michigan State Housing Development Authority
MSHDA-funded program providing forgivable loans for essential home repairs to income-eligible homeowners. Loan is forgiven after 5 years of continued owner-occupancy. Available through local housing agencies.
Forgivable loan for critical health and safety repairs, no repayment if occupancy maintained
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Bay City, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Bay City early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Ongoing, administered through local partners
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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