Bay City Owner-Occupied Rehabilitation Program

City of Bay City Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing major home repairs and rehabilitation for low-income homeowners in Bay City. Structured as a forgivable loan that requires no repayment if the homeowner remains in the property for five years. Addresses structural, plumbing, electrical, roofing, and other critical systems.

Forgivable loan amount based on scope of necessary repairs, no repayment if occupancy maintained 5 years

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Bay City
  • Loan forgiven after 5 years of compliance
  • Covers roofing, plumbing, electrical, HVAC, structural

How to Apply

A grant-savvy contractor in Bay City, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bay City, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs