USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Must meet USDA rural designation criteria.

Loan at 1% interest plus potential grant component for seniors

Key Details

  • Low-interest loan up to $20,000 at 1%
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Check Beacon address eligibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(845) 343-1872

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Deadline: Rolling applications

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