Home Improvement Grants in Beacon.

Find grants, rebates, forgivable loans, and free programs for Beacon, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Beacon, NY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy improvements

New York State Weatherization Assistance Program (WAP)

Provides free energy efficiency improvements to income-qualified households in New York State. Services include insulati...

Weatherization
Up to $50,000 forgivable loan

NYS HOME Local Owner-Occupied Rehabilitation Program

Federal HOME funds administered by New York State for major repairs and rehabilitation of owner-occupied homes. Loans ar...

Home Repair
Free lead abatement services

NYS Lead Hazard Control Assistance Program

State-funded lead hazard reduction for homes built before 1978 with children under 6 or pregnant women. Provides assessm...

Home Repair
Up to $35,000 forgivable loan

City of Beacon CDBG Housing Rehabilitation Program

Community Development Block Grant funding for owner-occupied homes in Beacon requiring substantial repairs or code compl...

Home Repair
Up to $10,000 emergency grant

Beacon Emergency Home Repair Grant

Provides emergency grants for health and safety hazards in owner-occupied homes. Priority for seniors and persons with d...

Emergency
Up to $2,500 rebate

Central Hudson Heat Pump Rebate Program

Rebates for installation of qualifying air-source or ground-source heat pumps in Central Hudson service territory. Incen...

Energy
Up to $5,000 in rebates

Central Hudson Home Energy Efficiency Rebate

Comprehensive home energy efficiency rebates for insulation, air sealing, and envelope improvements. Requires pre-approv...

Weatherization
Up to $100 per thermostat

Central Hudson Smart Thermostat Rebate

Instant rebate on qualifying smart thermostats that optimize heating and cooling for energy savings. Purchase through pa...

Energy
Free energy efficiency upgrades

NYSERDA EmPower+ Program

Free comprehensive home energy efficiency services for income-qualified households. Includes energy assessment, air seal...

Weatherization
Varies by system size, typically $3,000-$5,000

NY-Sun Residential Solar Incentive

State incentive for residential solar installations in Central Hudson territory. Incentive amount per watt declines as s...

Solar/Renewable
Up to $5,000 grant

Dutchess County Senior Home Repair Program

Grants for minor home repairs and safety modifications for seniors age 60+ in Dutchess County. Priority for emergency re...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve homes. Grants ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility or other dis...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications to a home. Covers ada...

Veterans
Up to $10,000 grant

NYS Residential Emergency Services to Offer (Repairs to the) Elderly (RESTORE)

Emergency home repair grants for low-income seniors age 60+ to address immediate health and safety hazards. Administered...

Seniors & Disability
Up to $30,000 forgivable loan

NYS ACCESS HOME Program

Forgivable loans for accessibility modifications for homeowners or family members with disabilities. Covers ramps, lifts...

Seniors & Disability
Up to $15,000 low-interest loan

Dutchess County Septic System Repair Program

Low-interest loans for repair or replacement of failing septic systems in Dutchess County. Protects groundwater and surf...

Home Repair
20% tax credit on qualified expenses

NYS Historic Homeownership Rehabilitation Tax Credit

State income tax credit for substantial rehabilitation of owner-occupied historic homes listed on State or National Regi...

Historic
30% tax credit on system cost

Federal Residential Clean Energy Tax Credit (Solar ITC)

Federal income tax credit for residential solar photovoltaic systems. Credit equals 30% of total system cost including e...

Solar/Renewable
Up to $3,200 annual credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy efficiency improvements including insulation, windows, doors, and efficient heating/coolin...

Energy
Varies, typically $500-$1,500 annual savings

NYS STAR Property Tax Exemption

School Tax Relief program provides property tax exemption for primary residences. Basic STAR for homeowners with income ...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Beacon

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Frequently asked questions

What home improvement grants are available in Beacon, NY?

25 programs are currently listed for Beacon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Beacon have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Beacon, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Beacon?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.