Find grants, rebates, forgivable loans, and free programs for Beacon, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Beacon, NY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free energy efficiency improvements to income-qualified households in New York State. Services include insulati...
Federal HOME funds administered by New York State for major repairs and rehabilitation of owner-occupied homes. Loans ar...
State-funded lead hazard reduction for homes built before 1978 with children under 6 or pregnant women. Provides assessm...
Community Development Block Grant funding for owner-occupied homes in Beacon requiring substantial repairs or code compl...
Provides emergency grants for health and safety hazards in owner-occupied homes. Priority for seniors and persons with d...
Rebates for installation of qualifying air-source or ground-source heat pumps in Central Hudson service territory. Incen...
Comprehensive home energy efficiency rebates for insulation, air sealing, and envelope improvements. Requires pre-approv...
Instant rebate on qualifying smart thermostats that optimize heating and cooling for energy savings. Purchase through pa...
Free comprehensive home energy efficiency services for income-qualified households. Includes energy assessment, air seal...
State incentive for residential solar installations in Central Hudson territory. Incentive amount per watt declines as s...
Grants for minor home repairs and safety modifications for seniors age 60+ in Dutchess County. Priority for emergency re...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve homes. Grants ...
Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility or other dis...
Grant for veterans with certain service-connected disabilities to make accessibility modifications to a home. Covers ada...
Emergency home repair grants for low-income seniors age 60+ to address immediate health and safety hazards. Administered...
Forgivable loans for accessibility modifications for homeowners or family members with disabilities. Covers ramps, lifts...
Low-interest loans for repair or replacement of failing septic systems in Dutchess County. Protects groundwater and surf...
State income tax credit for substantial rehabilitation of owner-occupied historic homes listed on State or National Regi...
Federal income tax credit for residential solar photovoltaic systems. Credit equals 30% of total system cost including e...
Federal tax credit for energy efficiency improvements including insulation, windows, doors, and efficient heating/coolin...
School Tax Relief program provides property tax exemption for primary residences. Basic STAR for homeowners with income ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Beacon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Beacon, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.