USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas of Beaufort County. Funds are used to repair, improve, or modernize homes and remove health and safety hazards.

Combination of loan (1% interest, 20-year term) and grant for seniors 62+

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 765-5163

A grant-savvy contractor in Beaufort, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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