USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans at 1% interest for up to 20 years for households unable to obtain affordable credit elsewhere.

Low-interest loan at 1% APR for up to 20 years

Key Details

  • Loans up to $40,000 at 1% interest
  • Very low-income homeowners in rural areas
  • Up to 20-year repayment terms
  • Must be unable to get affordable credit elsewhere
  • Can be used for repairs, improvements, modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(601) 965-4316

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Deadline: Rolling applications

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