Home Improvement Grants in Bellefontaine Neighbors.

Find grants, rebates, forgivable loans, and free programs for Bellefontaine Neighbors, MO, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bellefontaine Neighbors, MO, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-19. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants11Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates8Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free lead hazard removal

Missouri Childhood Lead Poisoning Prevention Program

Provides free lead hazard assessment and abatement services for homes built before 1978 where a child under 6 resides or...

Home Repair
Up to $24,999 grant

Missouri Housing Trust Fund - Rehab Program

State-funded program providing grants to very low-income homeowners for critical home repairs and rehabilitation. Admini...

Home Repair
Up to $1,450 rebate

Ameren Missouri HVAC Rebate Program

Rebates for Ameren Missouri electric customers who upgrade to high-efficiency central air conditioning or heat pump syst...

Energy
Up to $2,500 rebate

Ameren Missouri Heat Pump Rebate

Enhanced rebates for Ameren Missouri customers installing qualifying electric heat pumps, including cold-climate models ...

Energy
Free energy-saving upgrades

Ameren Missouri Income-Qualified Efficiency Program

Free energy-efficiency upgrades for income-qualified Ameren Missouri electric customers. Services include LED bulbs, wea...

Energy
Up to $125 rebate

Ameren Missouri Smart Thermostat Rebate

Rebate for Ameren Missouri electric customers who purchase and install a qualifying Wi-Fi-enabled smart thermostat. Smar...

Energy
Up to $350 rebate

Ameren Missouri Home Insulation Rebate

Rebates for Ameren Missouri electric customers who add insulation to attics, walls, crawl spaces, or basements. Must mee...

Weatherization
Up to $1,050 rebate

Spire Missouri Gas Furnace Rebate

Rebates for Spire Missouri natural gas customers in Bellefontaine Neighbors who upgrade to high-efficiency gas furnaces....

Energy
Up to $400 rebate

Spire Missouri Gas Water Heater Rebate

Rebates for Spire Missouri gas customers who upgrade to ENERGY STAR certified natural gas water heaters, including tank ...

Energy
$100 rebate

Spire Missouri Programmable Thermostat Rebate

Rebate for Spire Missouri gas customers who install a qualifying programmable or smart thermostat for use with natural g...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt their homes. Available for veterans who...

Veterans
Up to $5,000 grant

St. Louis County Senior Home Repair Program

Provides grants to low-income seniors age 60+ in St. Louis County for emergency home repairs and minor modifications. Pr...

Seniors & Disability
Varies by system size

Missouri Solar Energy Rebate Program

Ameren Missouri customers who install solar panels can benefit from net metering, which credits excess solar generation ...

Solar/Renewable
Varies by disaster declaration

Missouri Disaster Recovery Housing Assistance

When Missouri counties including St. Louis County receive federal disaster declarations, SEMA coordinates recovery progr...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Bellefontaine Neighbors

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Frequently asked questions

What home improvement grants are available in Bellefontaine Neighbors, MO?

20 programs are currently listed for Bellefontaine Neighbors, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bellefontaine Neighbors have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bellefontaine Neighbors, 11 programs do not require repayment, 0 are forgivable loans, and 8 are rebates.

How do I apply for home repair grants in Bellefontaine Neighbors?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.