USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very-low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $27,500 available for homeowners 62+ unable to repay a loan.

Grant amount for senior homeowners unable to repay loan for health/safety repairs

Key Details

  • Grants up to $27,500 for seniors age 62+
  • Loans up to $40,000 at 1% interest for others
  • Very low income requirement (50% AMI or below)
  • Must be owner-occupied in eligible rural area
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 361-7474

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Deadline: Year-round applications, subject to funding

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