Find grants, rebates, forgivable loans, and free programs for Belleville, NJ, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Belleville, NJ, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 0 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by the state to improve energy efficiency in income-eligible homes....
Affordable home improvement financing for New Jersey homeowners to make necessary repairs and upgrades. Low-interest loa...
State program providing lead hazard screening, risk assessments, and referrals to certified lead-safe contractors. Prior...
New Jersey's Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar instal...
Property Tax Reimbursement program (Senior Freeze) reimburses eligible senior and disabled homeowners for property tax i...
USDA program providing loans and grants to very-low-income homeowners to repair, improve, or modernize their homes or re...
VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. ...
Essex County's federally-funded HOME program provides forgivable loans to income-eligible homeowners in Belleville for m...
Town of Belleville's CDBG-funded program provides forgivable loans to low- and moderate-income homeowners for major home...
CDBG-funded emergency repair grants for Belleville homeowners facing immediate health and safety threats. Covers critica...
Belleville program providing grants to senior and disabled homeowners for accessibility modifications such as ramps, gra...
Town of Belleville grant program assisting homeowners with sewer lateral repairs and replacements. Covers up to 50% of e...
Financial assistance for Belleville homeowners replacing private water service lines. Program helps offset costs of upgr...
Low Income Home Energy Assistance Program helps Belleville residents pay heating and cooling bills. Provides grants to e...
NJ Historic Trust provides matching grants for restoration of properties listed or eligible for the National Register of...
NJHMFA provides down payment and closing cost assistance to first-time homebuyers in Belleville. Forgivable second mortg...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Belleville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Belleville, 16 programs do not require repayment, 3 are forgivable loans, and 0 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.