Home Improvement Grants in Bellevue.

Find grants, rebates, forgivable loans, and free programs for Bellevue, WA, filtered to your situation.

As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bellevue, WA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 17 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants23Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 33 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in energy improvements

Washington State Weatherization Assistance Program (WAP)

Provides free weatherization services to low-income households in Washington State. Includes insulation, air sealing, he...

Weatherization
$75 comprehensive assessment

Puget Sound Energy Home Energy Assessment

Professional energy auditor visits your home to identify energy-saving opportunities. Includes free LED bulbs, water-sav...

Energy
Up to $1,200 rebate

Puget Sound Energy Ductless Heat Pump Rebate

Rebate for installing ENERGY STAR certified ductless heat pumps in existing homes. Provides efficient heating and coolin...

Energy
Up to $1,000 rebate

Puget Sound Energy Insulation Rebate

Rebates for adding insulation to existing homes. Covers attic, wall, floor, and crawl space insulation installed by appr...

Weatherization
Up to $800 rebate

Puget Sound Energy Heat Pump Water Heater Rebate

Rebate for replacing old electric water heaters with ENERGY STAR certified heat pump water heaters. Heat pump water heat...

Energy
Up to $100 rebate

Puget Sound Energy Smart Thermostat Rebate

Rebate for purchasing and installing qualifying smart thermostats. Smart thermostats automatically optimize heating and ...

Energy
Forgivable loan up to $40,000

Bellevue Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low- and moderate-income homeowners in Bellevue. Loan is forgiven af...

Home Repair
Grant up to $15,000

Bellevue Accessibility Modification Program

Provides grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in thei...

Seniors & Disability
Grant up to $10,000

Bellevue Emergency Home Repair Program

Grant assistance for emergency home repairs that pose immediate threats to health and safety of very low-income homeowne...

Emergency
Up to $7,500 low-interest loan

Bellevue Side Sewer Assistance Program

Low-interest loan program to help homeowners repair or replace failing side sewers (the pipe connecting home to city mai...

Home Repair
Up to $10,000 down payment assistance

Washington Housing Finance Commission Home Advantage

Down payment assistance program for first-time homebuyers in Washington State. Combines low-rate mortgage financing with...

Homebuyer
Free lead hazard assessment and abatement

Washington State Lead-Based Paint Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority given to fami...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or moderni...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disability. For...

Veterans
Grant up to $12,000

King County Senior Home Repair Program

Provides grants to low-income senior homeowners in King County for critical home repairs and accessibility modifications...

Seniors & Disability
Up to $5,000 incentive

Puget Sound Energy Solar Incentive Program

Provides upfront incentives for residential solar installations in PSE service territory. The program periodically opens...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for residential solar energy systems. Claim 30% of the cost of solar panels, installation, and batter...

Solar/Renewable
Forgivable loan up to $50,000

King County HOME Rehabilitation Program

Federal HOME funds for comprehensive home rehabilitation for low-income homeowners in King County. Forgivable loan over ...

Home Repair
Free weatherization up to $10,000 value

Puget Sound Energy Income-Qualified Weatherization

Free weatherization services for income-qualified PSE customers. Includes insulation, air sealing, duct sealing, and min...

Weatherization
Up to $75 per appliance

Puget Sound Energy Appliance Recycling

Receive $50-$75 per appliance for recycling old working refrigerators, freezers, and room air conditioners. PSE picks up...

Energy
Up to $1,000 heating assistance

Washington Low Income Home Energy Assistance (LIHEAP)

Federal LIHEAP program helps low-income households pay heating bills. One-time annual benefit applied directly to utilit...

Energy
Varies by disaster and damage

Washington State Disaster Recovery Housing Program

Emergency housing repair assistance activated following federally declared disasters. Provides gap funding when insuranc...

Disaster
Property tax exemption or deferral

King County Senior & Disabled Property Tax Exemption

Reduces or defers property taxes for seniors age 61+ and persons with disabilities meeting income limits. Exemption perc...

Property Tax Relief
Up to $500 rebate

Puget Sound Energy EV Charger Rebate

Rebate for installing Level 2 electric vehicle chargers at residential properties. Covers portion of equipment and insta...

Energy
Up to $150 per tree

Bellevue Urban Forestry Tree Rebate

Rebate for planting qualifying trees on residential properties in Bellevue. Encourages urban forest canopy expansion and...

Home Repair
Low-cost or free education

King County Homebuyer Education Course

HUD-approved homebuyer education courses covering budgeting, mortgage options, home maintenance, and the purchasing proc...

Homebuyer Ed
Free heat pump installation

Puget Sound Energy Income-Qualified Heat Pump

Free ductless heat pump installation for income-qualified PSE customers. Provides efficient heating and cooling to reduc...

Energy
Up to $25,000 matching grant

King County Heritage Property Grant

Matching grants for exterior rehabilitation of properties listed on local, state, or national historic registers. Requir...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Bellevue

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Frequently asked questions

What home improvement grants are available in Bellevue, WA?

33 programs are currently listed for Bellevue, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bellevue have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bellevue, 23 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Bellevue?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.