USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Very low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors age 62+ may qualify for grants up to $10,000. Bellevue is not typically eligible but surrounding rural King County areas may qualify.

Combined loan and grant for senior homeowner in eligible area

Key Details

  • Low-interest loans up to $27,500
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • Must be in USDA-eligible rural area
  • Covers repairs, accessibility, health hazards

How to Apply

Visit Official Program Page Track this program

(360) 704-7740

Deadline: Ongoing, subject to funding availability

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