NC Housing Finance Agency Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Low-interest loan program for owner-occupied home repairs and improvements in North Carolina. Offers affordable financing with flexible terms for households at or below 80% area median income through participating lenders.

Average rehabilitation loan amount for qualifying households

Key Details

  • Low-interest loan up to $40,000 for home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Flexible repayment terms available
  • Covers major repairs and system replacements

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in Belmont, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Belmont, NC contractors

Find More Programs in Belmont, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs