Find grants, rebates, forgivable loans, and free programs for Belmont, NC, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Belmont, NC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to eligible low-income households in Belmont. Services i...
Low-interest loan program for owner-occupied home repairs and improvements in North Carolina. Offers affordable financin...
CDBG-funded rehabilitation program for low-income owner-occupied homes in unincorporated Gaston County and participating...
Emergency repair grant for very low-income homeowners facing immediate health and safety hazards. Priority given to seni...
Rebate for Duke Energy Carolinas customers who install qualifying high-efficiency heat pumps. Incentive amounts vary bas...
Comprehensive energy efficiency rebate program for Duke Energy Carolinas customers. Offers rebates on insulation, duct s...
Net metering program allowing Duke Energy Carolinas customers with solar installations to receive bill credits for exces...
North Carolina offers a 35% state tax credit for residential solar installations, capped at $16,800 for systems placed i...
Low-interest loan program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their ...
Grant for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Funds ...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Eligi...
VA grant for veterans with certain service-connected disabilities to make adaptations to their home. For veterans who ar...
HUD HOME Investment Partnerships Program funds distributed by NCHFA to support homeowner rehabilitation and repair. Prov...
Minor home repair grant for low-income seniors age 60 and older in Gaston County. Covers small repairs that help seniors...
Grant program to help older adults and people with disabilities remain independent in their homes by funding accessibili...
Free lead hazard assessment and remediation for homes built before 1978 where a child under age 6 with an elevated blood...
Financial assistance for repair or replacement of failing septic systems in Gaston County. Program offers combination of...
Free weatherization services for income-qualified Duke Energy customers. Includes energy assessment, air sealing, insula...
HUD CDBG-DR funded program to help homeowners recover from federally declared disasters. Provides grants for home repair...
North Carolina provides property tax relief for homeowners age 65 or older or totally and permanently disabled with inco...
Financial assistance program for Belmont homeowners to repair or replace private water and sewer laterals. City provides...
Duke Energy customers receive monthly bill credits for allowing Duke to cycle their central air conditioner or heat pump...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Belmont, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Belmont, 19 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.