Find grants, rebates, forgivable loans, and free programs for Beloit, WI, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Beloit, WI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Beloit. Loa...
Grant program for emergency repairs that pose immediate threats to health and safety for very low-income homeowners in B...
Provides grants for accessibility modifications to assist elderly and disabled homeowners to remain safely in their home...
HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under age 6. Provides free lead...
Grant program to assist low-income Beloit homeowners with the cost of repairing or replacing failing private sewer later...
Provides grants to income-qualified homeowners for repair or replacement of failing private water service laterals. Ensu...
Federally-funded weatherization services to reduce energy costs for income-qualified Wisconsin households. Provides comp...
Low-interest home improvement loans for Wisconsin homeowners at or below 115% of county median income. Available through...
State program providing free lead hazard investigations, blood lead testing referrals, and assistance connecting familie...
Statewide program offering rebates for whole-home energy improvements including insulation, air sealing, and HVAC upgrad...
Rebates for purchase of ENERGY STAR certified appliances and equipment including water heaters, furnaces, air conditione...
Enhanced rebates for installation of air-source and geothermal heat pumps in Wisconsin homes. Provides up to $2,000 for ...
Rebate program for Alliant Energy customers in Beloit for energy-efficient heating/cooling equipment, water heaters, ins...
Free weatherization services for income-qualified Alliant Energy customers including insulation, air sealing, minor furn...
Rebate for installation of residential solar photovoltaic systems in Wisconsin. Provides $500 per kW installed, up to $3...
Federal program providing loans and grants for very low-income homeowners in eligible rural areas near Beloit to repair,...
Grant for eligible veterans with certain service-connected disabilities to purchase, construct, or modify a home to meet...
Grant for eligible veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. For...
Provides minor home repair grants to seniors age 60+ in Rock County to help them remain safely in their homes. Covers re...
Provides heating assistance and emergency furnace repair to low-income Wisconsin households. Also offers crisis assistan...
Down payment and closing cost assistance for first-time homebuyers purchasing in Beloit. Forgivable loan is forgiven aft...
First mortgage product with optional down payment assistance for first-time and qualified repeat buyers in Wisconsin. Of...
Low-interest loans for replacement or repair of failing private septic systems in Wisconsin. Loans up to $10,000 at belo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Beloit, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Beloit, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.