Home Improvement Grants in Beloit.

Find grants, rebates, forgivable loans, and free programs for Beloit, WI, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Beloit, WI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Beloit Owner-Occupied Housing Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Beloit. Loa...

Home Repair
Up to $8,000 grant

Beloit Emergency Home Repair Grant

Grant program for emergency repairs that pose immediate threats to health and safety for very low-income homeowners in B...

Emergency
Up to $15,000 grant

Beloit Home Accessibility Modification Program

Provides grants for accessibility modifications to assist elderly and disabled homeowners to remain safely in their home...

Seniors & Disability
Free lead hazard removal

Beloit Lead Paint Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under age 6. Provides free lead...

Home Repair
Up to $5,000 grant

Beloit Sewer Lateral Repair Program

Grant program to assist low-income Beloit homeowners with the cost of repairing or replacing failing private sewer later...

Home Repair
Up to $3,000 grant

Beloit Water Service Lateral Assistance

Provides grants to income-qualified homeowners for repair or replacement of failing private water service laterals. Ensu...

Home Repair
Up to $8,000 in weatherization services

Wisconsin Weatherization Assistance Program (WAP)

Federally-funded weatherization services to reduce energy costs for income-qualified Wisconsin households. Provides comp...

Weatherization
Up to $50,000

Wisconsin Housing and Economic Development Authority (WHEDA) Home Improvement Loans

Low-interest home improvement loans for Wisconsin homeowners at or below 115% of county median income. Available through...

Home Repair
Free lead hazard investigation and assistance

Wisconsin Childhood Lead Poisoning Prevention Program

State program providing free lead hazard investigations, blood lead testing referrals, and assistance connecting familie...

Home Repair
Up to $1,500 in rebates

Focus on Energy Home Performance with ENERGY STAR

Statewide program offering rebates for whole-home energy improvements including insulation, air sealing, and HVAC upgrad...

Energy
Rebates up to $500 per appliance

Focus on Energy Appliance & Equipment Rebates

Rebates for purchase of ENERGY STAR certified appliances and equipment including water heaters, furnaces, air conditione...

Energy
Up to $1,000

Focus on Energy Heat Pump Rebates

Enhanced rebates for installation of air-source and geothermal heat pumps in Wisconsin homes. Provides up to $2,000 for ...

Energy
Rebates up to $750

Alliant Energy Home Energy Savings Program

Rebate program for Alliant Energy customers in Beloit for energy-efficient heating/cooling equipment, water heaters, ins...

Energy
Free weatherization services

Alliant Energy Low-Income Weatherization

Free weatherization services for income-qualified Alliant Energy customers including insulation, air sealing, minor furn...

Weatherization
Up to $2,400

Focus on Energy Solar Rebate

Rebate for installation of residential solar photovoltaic systems in Wisconsin. Provides $500 per kW installed, up to $3...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program providing loans and grants for very low-income homeowners in eligible rural areas near Beloit to repair,...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to purchase, construct, or modify a home to meet...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. For...

Veterans
Up to $2,500 grant

Rock County Senior Home Repair Program

Provides minor home repair grants to seniors age 60+ in Rock County to help them remain safely in their homes. Covers re...

Seniors & Disability
Heating assistance varies by income

Wisconsin Home Energy Assistance Program (WHEAP)

Provides heating assistance and emergency furnace repair to low-income Wisconsin households. Also offers crisis assistan...

Energy
Forgivable loan up to $15,000

Beloit First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers purchasing in Beloit. Forgivable loan is forgiven aft...

Homebuyer
Down payment assistance up to $5,000

WHEDA Easy Close Home Loan

First mortgage product with optional down payment assistance for first-time and qualified repeat buyers in Wisconsin. Of...

Homebuyer
Loans up to $10,000

Wisconsin Homeowner Septic System Replacement Program

Low-interest loans for replacement or repair of failing private septic systems in Wisconsin. Loans up to $10,000 at belo...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Beloit

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Beloit, WI?

27 programs are currently listed for Beloit, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Beloit have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Beloit, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Beloit?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.