Minnesota Senior Citizens Property Tax Deferral

Minnesota Department of Revenue

Available Property Tax Relief

About This Program

Allows homeowners age 65+ with household income under $120,000 to defer payment of property taxes on their homestead. State pays the property taxes; amount deferred becomes a lien on the property with 3% annual interest. Repaid when home is sold or ownership transferred. Helps seniors stay in their homes.

Deferred taxes become lien with 3% annual interest until repayment

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Defer property taxes for homeowners 65+
  • Household income must be under $120,000
  • State pays taxes, creates lien at 3% interest
  • Repaid when home is sold or transferred
  • Apply by November 15 annually

How to Apply

A grant-savvy contractor in Bemidji, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by November 15 annually

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