Home Improvement Grants in Bend.

Find grants, rebates, forgivable loans, and free programs for Bend, OR, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bend, OR, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in weatherization

Oregon Weatherization Assistance Program

Federally funded program administered by Oregon Housing & Community Services that provides free weatherization services ...

Weatherization
Up to $3,500 rebate

Energy Trust of Oregon Heat Pump Rebate

Rebates for ductless and ducted heat pump installations for Pacific Power and Cascade Natural Gas customers. Incentive a...

Energy
Up to $5,000 rebate

Energy Trust Insulation & Air Sealing Rebate

Cash incentives for insulation and air sealing improvements in existing homes served by Pacific Power or Cascade Natural...

Weatherization
Up to $4,000 rebate

Energy Trust Window & Door Rebate

Rebates for replacing single-pane windows and doors with ENERGY STAR certified products. Incentive amounts are $75 per w...

Energy
Up to $1,200 rebate

Energy Trust Water Heater Rebate

Rebates for installing heat pump water heaters and high-efficiency tank or tankless gas water heaters. Heat pump water h...

Energy
Up to $75 rebate

Energy Trust Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat in homes served by Pacific Power. Eligible models inc...

Energy
Up to $5,000 incentive

Pacific Power Blue Sky Solar Incentive

Performance-based incentive for residential solar installations for Pacific Power customers. Program pays per kilowatt-h...

Solar/Renewable
Up to $6,000 tax credit

Oregon Residential Solar Energy Tax Credit

Oregon state tax credit for residential solar electric systems. Credit is up to $6,000 and claimed over four years on Or...

Solar/Renewable
Up to $30,000 forgivable loan

City of Bend Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation in Bend city limits. Assists low- and mode...

Home Repair
Up to $10,000 grant

City of Bend Emergency Home Repair Grant

Emergency grant program for urgent health and safety repairs for very low-income homeowners in Bend. Addresses immediate...

Emergency
Up to $15,000 grant

Deschutes County Accessibility Modification Program

Grant program for accessibility modifications to enable seniors and people with disabilities to remain safely in their h...

Seniors & Disability
Free lead hazard removal

Oregon Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services pro...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very low-income homeowners in rural areas to repair or improve their homes. Interest rate ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program for very low-income homeowners age 62 and older in rural areas to remove health and safety hazards. Grant ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home they or a family member own. Covers modif...

Veterans
Up to $100,000 tax credit

Oregon Seismic Rehabilitation Tax Credit

State tax credit for seismic rehabilitation of residential buildings built before 1993. Credit equals 50% of eligible co...

Home Repair
Up to $50,000 loan

Oregon Housing Finance Agency Rehab Loan

Low-interest loan to help Oregon homeowners finance necessary home repairs and energy-efficiency improvements. Can be co...

Home Repair
Up to $8,000 forgivable loan

Deschutes County Sewer Lateral Repair Program

Forgivable loan program to help low- and moderate-income homeowners repair or replace failing sewer laterals or septic s...

Home Repair
Up to $2,500 grant

Central Oregon Council on Aging Home Safety Repair

Grant program for low-income seniors age 60+ in Central Oregon to make minor safety repairs and modifications to prevent...

Seniors & Disability
Varies by project

Habitat for Humanity Central Oregon Critical Home Repair

Critical home repair program for low-income homeowners in Central Oregon. Habitat volunteers and staff perform needed re...

Home Repair
Up to $5,000 grant

City of Bend Water Service Lateral Assistance

Grant program to assist low-income homeowners with repair or replacement of water service laterals from the water main t...

Home Repair
Up to $500 rebate

Energy Trust Electric Vehicle Charger Rebate

Rebate for purchasing and installing a qualifying Level 2 electric vehicle charging station at your home. Available to P...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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