USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income homeowners in rural areas to repair or improve their homes. Interest rate as low as 1%. Maximum repayment period is 20 years. Bend residents in qualifying rural areas may be eligible.

Loan amount for major home repairs at 1% interest

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low-income homeowners
  • Must be in USDA-eligible rural area
  • 20-year maximum repayment
  • Covers major repairs and improvements

How to Apply

A grant-savvy contractor in Bend, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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