USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Grants (up to $10,000) available to seniors age 62+ who cannot afford a loan. Portions of Saline County may qualify.

Loan at 1% interest; seniors 62+ may receive grant portion for accessibility/safety

Key Details

  • Loan up to $40,000 at 1% interest for repairs
  • Grant up to $10,000 for seniors 62+ removing hazards
  • For very low-income rural homeowners
  • Must be owner-occupied primary residence
  • Check USDA eligibility map for Benton area

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 301-3000

A grant-savvy contractor in Benton, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

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