New Jersey HOME Owner-Occupied Rehabilitation

NJ DCA / HUD HOME Program

Available Home Repair

About This Program

HUD HOME funds administered by NJ DCA for comprehensive home rehabilitation. Forgivable loan for owner-occupied households with income at or below 80% AMI. Loan forgiven over 5-10 years depending on amount. Covers major systems and structural repairs.

Forgivable loan amount based on scope of needed repairs; no repayment if compliance maintained

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in New Jersey
  • Loan forgiven over 5-10 years of compliance
  • Covers roofing, structural, systems, accessibility

How to Apply

A grant-savvy contractor in Bergenfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications through local administrators

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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