USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants available for seniors 62+ to remove health and safety hazards. Note: Bergenfield may not meet rural criteria; check eligibility.

Grant up to $10,000 for seniors to remove hazards; loans available up to $40,000 at 1% interest

Key Details

  • Grant up to $10,000 for seniors 62+ (no repayment)
  • Loan up to $40,000 at 1% interest
  • Very low income requirement (50% AMI)
  • Must be owner-occupied in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Bergenfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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