Find grants, rebates, forgivable loans, and free programs for Bessemer, AL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bessemer, AL, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded home rehabilitation for owner-occupied properties in Bessemer city limits. Income-qualified homeowners can r...
Emergency grant for urgent health and safety repairs affecting owner-occupied homes in Bessemer. Priority given to senio...
Grants for ADA-compliant accessibility modifications for disabled residents and seniors aging in place. Covers wheelchai...
Free lead-based paint hazard removal for pre-1978 homes in Bessemer with children under 6 years old. Services include te...
Federally funded weatherization services for income-qualified residents of Jefferson County including Bessemer. Services...
Rebates for qualifying energy-efficient upgrades including heat pumps, central AC, insulation, and water heaters for Ala...
Free comprehensive energy efficiency upgrades for income-qualified Alabama Power customers in Bessemer. Services include...
Zero-percent interest home improvement loans for Alabama homeowners including Bessemer residents. Loans range from $2,50...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas near Bessemer to repair, improve...
Grants up to $10,000 for very low-income homeowners age 62 or older in USDA-eligible rural areas to remove health and sa...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ne...
Grant for eligible veterans with certain service-connected disabilities to adapt a home for independent living. Covers m...
State-administered Weatherization Assistance Program providing free energy efficiency upgrades for low-income Alabama ho...
Enhanced home improvement loan program for Alabama homeowners including Bessemer residents needing larger repairs. Loans...
Emergency home repair grants for Alabama residents age 60 and older with low income. Covers critical repairs needed to k...
Financial assistance for low-income homeowners in Bessemer needing emergency sewer lateral repairs or replacement. Progr...
HUD HOME funds for substantial rehabilitation of owner-occupied homes in Jefferson County including Bessemer. Provides f...
Alabama Power's program for residential solar customers in Bessemer allows you to sell excess energy back to the grid. W...
Federal tax credit for 30% of the cost of installing solar panels on your Bessemer home. Credit applies to equipment, la...
Rebate for qualifying high-efficiency heat pump installations for Alabama Power residential customers in Bessemer. Rebat...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Bessemer, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bessemer, 15 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.