USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loan for low-income homeowners in eligible rural areas to repair or improve their homes. Maximum loan of $40,000 at 1% fixed interest rate with 20-year repayment term. Area eligibility required.

Low-interest loan amount based on needed repairs

Key Details

  • Loan up to $40,000 at only 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • 20-year repayment term
  • For owner-occupied homes only

How to Apply

A grant-savvy contractor in Bethany, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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