Home Improvement Grants in Bethesda.

Find grants, rebates, forgivable loans, and free programs for Bethesda, MD, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bethesda, MD, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 17 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Montgomery County Owner-Occupied Rehabilitation Loan

Provides forgivable loans for major home repairs to low- and moderate-income owner-occupants in Montgomery County. Loan ...

Home Repair
Grant up to $25,000

Montgomery County Accessible Dwelling Unit (ADU) Program

Provides grants to modify homes for accessibility for seniors and persons with disabilities in Montgomery County. Covers...

Seniors & Disability
Up to $8,000 in weatherization improvements

Maryland Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization improvements to income-eligible Maryland households. Services inc...

Weatherization
Up to $7,500 in rebates and incentives

EmPOWER Maryland Home Performance with ENERGY STAR

Statewide program offering rebates for comprehensive home energy upgrades. Includes a professional energy audit and reba...

Weatherization
Up to $8,000 rebate

Pepco Electric Heat Pump Rebate

Provides rebates for installing high-efficiency electric heat pumps to replace traditional heating and cooling systems. ...

Energy
$1,000 grant per residence

Maryland Residential Clean Energy Grant Program

Provides a $1,000 grant to Maryland homeowners who install solar photovoltaic systems. Grant is in addition to federal t...

Solar/Renewable
10-15% bill savings

Pepco Community Solar Subscription Program

Allows Pepco customers to subscribe to community solar projects without installing panels on their property. Subscribers...

Solar/Renewable
Free lead risk assessment and reduction

Maryland Lead Poisoning Prevention Program

Provides free lead risk assessments and financial assistance for lead hazard reduction in homes built before 1978, espec...

Home Repair
Loans up to $30,000

Maryland Energy Bank Loan Program

Offers low-interest loans for residential clean energy and energy efficiency improvements including solar, geothermal, b...

Energy
Payment assistance and deferrals available

Montgomery County House Connection Charge Assistance

Provides payment plans and financial assistance for homeowners required to connect to public sewer systems in Montgomery...

Home Repair
Up to 100% of property tax relief

Maryland Homeowners' Property Tax Credit Program

Provides property tax relief to eligible homeowners whose property taxes are high relative to their income. Renters are ...

Property Tax Relief
Grant up to $20,000

Montgomery County Elderly & Disabled Home Repair Grant

Provides grants to low-income elderly (62+) and disabled homeowners in Montgomery County for emergency home repairs, acc...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to modify a home for disability access. Eligible...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Seniors & Disability
Up to $750 in appliance rebates

Pepco Appliance Rebate Program

Offers instant rebates on ENERGY STAR certified appliances purchased from participating retailers, including refrigerato...

Energy
$100 rebate per thermostat

Pepco Smart Thermostat Rebate

Provides rebates for purchasing and installing qualifying smart thermostats that help reduce energy usage. Compatible wi...

Energy
10-year property tax credit

Montgomery County Historic Preservation Tax Credit

Provides a 10-year property tax credit for substantial rehabilitation of historic properties in Montgomery County. Credi...

Historic
Limits annual assessment increases to 10%

Maryland Homestead Property Tax Credit

Limits the increase in taxable assessments each year to 10% for owner-occupied principal residences. Protects homeowners...

Property Tax Relief
Up to $2,000 in natural gas equipment rebates

Washington Gas Energy Efficiency Rebates

Offers rebates for upgrading to high-efficiency natural gas equipment, including furnaces, boilers, tankless water heate...

Energy
Up to $700 rebate

Pepco Electric Vehicle Charger Rebate

Provides rebates for purchasing and installing Level 2 electric vehicle charging equipment at single-family homes. Rebat...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Bethesda

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Frequently asked questions

What home improvement grants are available in Bethesda, MD?

25 programs are currently listed for Bethesda, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Bethesda have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bethesda, 16 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Bethesda?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.