USDA Section 504 Home Repair Loan & Grant

U.S. Dept. of Agriculture Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Bethesda is not typically classified as rural, but some outlying areas may qualify.

Grant for seniors 62+; loan for others at 1% interest

Key Details

  • Loan up to $40,000 at 1% interest for repairs
  • Grant up to $10,000 for seniors 62+ (very low income)
  • Must be in USDA-eligible rural area
  • Bethesda proper not eligible; check outlying areas
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Bethesda, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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