USDA Section 504 Home Repair Program

About This Program

USDA program providing low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) for home repairs in rural areas. Loans are 1% interest for up to 20 years; grants available for very low-income seniors to remove health and safety hazards.

Estimate based on combination of grant and loan for eligible senior homeowner

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI)
• Must be in rural area (Big Spring qualifies)
• Owner-occupied primary residence only

How to Apply

A grant-savvy contractor in Big Spring, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications accepted