Home Improvement Grants in Billerica.

Find grants, rebates, forgivable loans, and free programs for Billerica, MA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Billerica, MA, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $2,000 in instant savings

Mass Save Home Energy Assessment

No-cost home energy assessment for all Billerica residents served by National Grid or Eversource. Includes free installa...

Weatherization
Up to $10,000 in rebates

Mass Save Heat Pump Rebate

Rebates for ductless mini-split and central ducted heat pump installations in Billerica homes. Rebates range from $1,250...

Energy
75–100% of project cost

Mass Save Insulation & Air Sealing Rebate

Rebates covering 75% to 100% of insulation and air sealing costs for Billerica homeowners. Includes attic, wall, and bas...

Weatherization
Up to $1,100 rebate

Mass Save Water Heater Rebate

Rebates for high-efficiency gas water heaters and heat pump water heaters. Gas storage water heaters receive $400–$500 r...

Energy
Up to $8,000 per home

Massachusetts Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income Billerica households at or below 60% of state median income. Ser...

Weatherization
Credits vary by system size

Massachusetts Solar Renewable Energy Credits (SRECs)

Massachusetts SMART program provides bill credits for solar energy production over 10 years. Billerica residents install...

Solar/Renewable
Free lead abatement services

Massachusetts Lead Paint Abatement Program

State-funded lead paint removal for Massachusetts homes where a child under 6 has elevated blood lead levels or a pregna...

Home Repair
Up to $25,000 loan

MassHousing Septic Repair Loan

Low-interest loans up to $25,000 for septic system repair or replacement. Interest rates as low as 3% with terms up to 1...

Home Repair
Up to $1,500 tax credit

Billerica Senior Property Tax Work-Off Program

Billerica residents age 60+ can earn property tax credits up to $1,500 by volunteering in town departments. Participants...

Property Tax Relief
Up to $10,000 grant

Billerica CDBG Emergency Home Repair

Emergency home repair grants for low-income Billerica homeowners facing health and safety hazards. Covers urgent repairs...

Emergency
Deferred loan up to $35,000

Billerica Housing Rehabilitation Loan

Deferred, zero-interest loans up to $35,000 for major home repairs and rehabilitation. Available to low- and moderate-in...

Home Repair
Up to $20,000 grant

Billerica Home Accessibility Modification Grant

Grants up to $20,000 for accessibility modifications for Billerica homeowners with disabilities or seniors with mobility...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to adapt or purchase a home for wheelchair accessibility...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with service-connected disabilities causing blindness in both eyes with 5/200 visual acuity or less,...

Veterans
20% state tax credit + 20% federal

Massachusetts Historic Rehabilitation Tax Credit

State tax credits for substantial rehabilitation of certified historic buildings in Billerica. Properties must be listed...

Historic
Loans up to $60,000

Mass Solar Loan Program

Low-interest solar loans for residential solar panel and battery storage installations in Massachusetts. Interest rates ...

Solar/Renewable
30% federal tax credit

Federal Residential Clean Energy Credit

Federal tax credit equal to 30% of the cost of installing solar panels, solar water heaters, geothermal heat pumps, and ...

Solar/Renewable
Up to $1,800 heating assistance

Low-Income Home Energy Assistance Program (LIHEAP)

Federal heating assistance for low-income Billerica households. Provides one-time annual benefit to help pay heating bil...

Energy
Up to $1,320 tax credit

Massachusetts Senior Circuit Breaker Tax Credit

Massachusetts state tax credit for seniors age 65+ whose property taxes or 25% of rent exceed 10% of their total income....

Property Tax Relief
Up to $1,000 tax exemption

Billerica Senior Property Tax Exemption (Clause 41C)

Property tax exemption for Billerica residents age 70+ who meet income and asset limits. Must own and occupy the propert...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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