USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas of Billerica. Funds repair, improve, or modernize homes to remove health and safety hazards. Grants available for seniors unable to repay a loan. Contact USDA to confirm address eligibility.

Typical combined loan and grant package for qualifying senior

Key Details

  • Loan up to $40,000 + grant up to $10,000
  • Age 62+ in eligible rural areas
  • Income at or below 50% AMI
  • Removes health and safety hazards
  • Grants for those unable to repay loan

How to Apply

Get free help applying Visit Official Program Page Track this program

(978) 790-3150

A grant-savvy contractor in Billerica, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing applications year-round

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