Find grants, rebates, forgivable loans, and free programs for Billings, MT, filtered to your situation.
As of June 2026, 36 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Billings, MT, with individual awards up to $126,526. 9 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization services to income-qualified Montana households to reduce energy costs. Services include in...
Low-interest home improvement loan for Montana homeowners to finance major repairs, renovations, or accessibility modifi...
CDBG-funded forgivable loan program for major home repairs and rehabilitation for low-income owner-occupants in Billings...
Emergency repair grant for very low-income homeowners in Billings facing immediate health and safety hazards. Priority g...
Grant program to modify homes for accessibility for Billings residents with disabilities. Covers ramps, grab bars, widen...
Home repair grant for Billings homeowners age 62 and older with limited income. Covers minor repairs, safety improvement...
Energy efficiency rebates for NorthWestern Energy customers in Billings who install qualifying efficient equipment. Reba...
Rebate for installation of qualifying electric air-source or ductless mini-split heat pumps in NorthWestern Energy servi...
Rebate for qualifying insulation upgrades in existing homes served by NorthWestern Energy. Covers attic, wall, and basem...
State rebate for residential solar photovoltaic system installations in Montana. Rebate is in addition to federal tax cr...
Low-interest loan for very low-income homeowners in eligible rural areas near Billings to repair, improve, or modernize ...
Grant for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Can be combine...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Covers m...
State program to identify and reduce lead hazards in homes with children under 6 who have elevated blood lead levels. Se...
Rental assistance for low-income families and individuals in Billings through HUD HOME funds. Provides subsidy for up to...
Low-interest loan program to assist Billings homeowners with repair or replacement of private sewer laterals. City provi...
Rebate for installation of qualifying high-efficiency electric or natural gas water heaters in homes served by NorthWest...
Property tax reduction for qualifying Montana homeowners age 62+ or persons with disabilities with household income belo...
Energy bill assistance for low-income households in Montana through the Low Income Energy Assistance Program (LIEAP). He...
Property tax exemption for the added value of qualifying renewable energy systems installed in Montana homes. Exempts th...
FHA-insured mortgage that combines purchase price (or refinance) and rehabilitation costs into a single loan. Allows buy...
HUD HOME-funded program providing forgivable loans for major home rehabilitation for low-income owner-occupants in Billi...
Down payment and closing cost assistance for first-time homebuyers in Billings purchasing homes developed by Community H...
Matching grant for rehabilitation and preservation of historic properties in Montana listed on or eligible for the Natio...
Home improvement assistance for enrolled members of Crow Tribe or Northern Cheyenne Tribe living on or near reservations...
Skilled nursing and long-term care for eligible Montana veterans at state veterans' homes. While not a home improvement ...
HUD NSP-funded program that assisted homebuyers with purchase and rehabilitation of foreclosed properties in targeted Bi...
Free smoke alarm installation for Billings residents, with priority for seniors, persons with disabilities, and low-inco...
Addresses housing-related health hazards including mold, moisture, pests, and indoor air quality issues in homes of low-...
Free home energy audits and minor weatherization services for low-income households in Billings area. AmeriCorps volunte...
Low-interest home improvement loan for Montana homeowners using recycled funds from previous housing programs. Competiti...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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36 programs are currently listed for Billings, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Billings, 23 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.