USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very low-income homeowners in eligible rural areas near Billings to repair, improve, or modernize homes. Loans at 1% interest with up to 20-year repayment terms.

Loan amount based on repair needs and repayment capacity

Key Details

  • Low-interest loan for home repairs
  • 1% fixed interest rate, 20-year term
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Cannot obtain affordable credit elsewhere

How to Apply

Visit Official Program Page Track this program

(406) 585-2580

Deadline: Rolling applications year-round

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