Home Improvement Grants in Biloxi.

Find grants, rebates, forgivable loans, and free programs for Biloxi, MS, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Biloxi, MS, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 9 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Biloxi Owner-Occupied Housing Rehabilitation Program

Provides major home repairs for income-qualified owner-occupied households in Biloxi city limits. Loan is forgiven after...

Home Repair
Up to $10,000 grant

Biloxi Emergency Home Repair Grant

Provides emergency home repairs for very low-income owner-occupied households in Biloxi. Covers urgent health and safety...

Emergency
Up to $20,000 forgivable loan

Biloxi Home Accessibility Modification Program

Provides accessibility modifications for elderly or disabled homeowners in Biloxi, including ramps, grab bars, widened d...

Seniors & Disability
Up to $5,000 grant

Biloxi Sewer Lateral Repair Program

Assists Biloxi homeowners with the cost of repairing or replacing damaged sewer laterals from the home to the city main ...

Home Repair
Free lead hazard removal

Biloxi Lead Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in Biloxi homes built before 1978 with children under 6 years old....

Home Repair
Up to $8,000 in weatherization services

Mississippi Weatherization Assistance Program (WAP)

Federal weatherization program administered by Mississippi DHS that provides free energy efficiency improvements for low...

Weatherization
Up to $40,000 forgivable loan

Mississippi Home Corporation Rehabilitation Program

Provides forgivable loans for substantial rehabilitation of owner-occupied homes throughout Mississippi. Loan is forgive...

Home Repair
Up to $2,500 in rebates

Mississippi Power Home Energy Efficiency Rebates

Mississippi Power offers rebates for qualifying energy-efficient home improvements including high-efficiency HVAC system...

Energy
Up to $1,000 rebate

Mississippi Power Heat Pump Rebate Program

Rebate for installation of qualifying high-efficiency heat pump systems in Mississippi Power service territory. Must mee...

Energy
Net metering credits for solar production

Mississippi Power Solar Net Metering Program

Net metering program allowing Mississippi Power customers with solar installations to receive credit for excess electric...

Solar/Renewable
Up to $35,000 grant

Mississippi HOME Investment Partnership Program

Federal HOME funds administered by Mississippi Home Corporation for substantial rehabilitation of owner-occupied homes. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income homeowners in eligible rural areas of Harrison County to repair or improve their homes....

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to acco...

Veterans
Up to $75,000 for disaster repair

Mississippi Community Development Block Grant - Disaster Recovery

CDBG-DR funds for homeowners affected by federally declared disasters in Mississippi. Assists with home repairs and rebu...

Disaster
Up to $5,000 grant

Mississippi Senior Homeowner Assistance Program

Provides home repairs for low-income seniors age 60+ in Mississippi to enable them to age in place safely. Addresses cri...

Seniors & Disability
Up to $60,000 for replacement

Mississippi Manufactured Home Replacement Program

Assists low-income homeowners with replacing substandard manufactured homes with new energy-efficient units. Available f...

Home Repair
Up to $10,000 loan

Harrison County Septic System Repair Program

Low-interest loan program for Harrison County homeowners to repair or replace failing septic systems. Protects public he...

Home Repair
Up to $2,000 annual tax credit

Mississippi Mortgage Credit Certificate Program

Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. Available to fi...

Property Tax Relief
Up to $15,000 matching grant

Biloxi Historic Preservation Grant Program

Matching grant for exterior restoration of historic properties in Biloxi's designated historic districts. Funds improvem...

Historic
Up to $2,000 rebate

Mississippi FORTIFY Homes™ Program

Rebate program for Mississippi coastal homeowners who complete qualifying roof and structural upgrades that meet FORTIFY...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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