Home Improvement Grants in Gulfport.

Find grants, rebates, forgivable loans, and free programs for Gulfport, MS, filtered to your situation.

As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gulfport, MS, with individual awards up to $150,000. 9 programs target seniors, 2 serve veterans, and 15 require no income limit.

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Showing 32 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500

Mississippi Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to low-income households to reduce energy costs. Service...

Weatherization
Up to $15,000 down payment assistance

Mississippi Home Corporation SmartSolution

Provides down payment and closing cost assistance for first-time homebuyers in Mississippi. Offered as a forgivable seco...

Homebuyer
Up to $35,000 forgivable loan

City of Gulfport Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for owner-occupied homes in Gulfport. Loan is forgiv...

Home Repair
Up to $10,000 grant

Gulfport Emergency Home Repair Grant

Provides emergency grants for critical home repairs that pose immediate threats to health and safety. Priority given to ...

Emergency
Up to $20,000 grant

Gulfport Home Accessibility Modification Program

Provides grants for accessibility modifications to assist persons with disabilities and elderly homeowners. Includes ram...

Seniors & Disability
Up to $5,000 low-interest loan

Gulfport Sewer Lateral Repair Program

Low-interest loan program to assist homeowners with repair or replacement of private sewer laterals from home to city ma...

Home Repair
Free lead hazard removal

Mississippi Lead Hazard Control Program

HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 where children under 6 ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities modify or purchase an adapted home. Available to veterans wit...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their home to accommodate their disability. Available t...

Veterans
Up to $750 rebate

Mississippi Power HVAC Rebate Program

Rebates for residential customers who install qualifying high-efficiency central air conditioners, heat pumps, or dual-f...

Energy
Up to $400 rebate

Mississippi Power Water Heater Rebate

Rebates for residential customers who install qualifying high-efficiency electric water heaters or heat pump water heate...

Energy
Up to $250 rebate

Mississippi Power Insulation Rebate

Rebates for residential customers who add insulation to attics, walls, or floors. Must meet minimum R-value requirements...

Weatherization
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Includes solar panels and b...

Solar/Renewable
Net metering available

Mississippi Power Renewable Energy Rider

Net metering program allowing Mississippi Power customers with solar installations to receive credit for excess electric...

Solar/Renewable
Up to $5,000 grant

Harrison County Senior Home Repair Program

Provides minor home repairs and modifications for seniors age 60 and older in Harrison County. Priority given to urgent ...

Seniors & Disability
Up to $150,000 grant

Mississippi CDBG Disaster Recovery - Homeowner Assistance

HUD CDBG Disaster Recovery program for homeowners affected by Hurricane Katrina and other federally declared disasters. ...

Disaster
Up to $45,000 forgivable loan

Gulfport HOME Investment Partnerships Program

Federally funded HOME program providing major rehabilitation assistance to owner-occupied homes in Gulfport. Loan is for...

Home Repair
Up to $8,000 low-interest loan

Harrison County On-Site Wastewater Repair Program

Low-interest loan program for repair or replacement of failing septic systems in Harrison County. Protects public health...

Home Repair
Up to $150 per appliance

Mississippi Power Smart Appliance Rebates

Rebates for Mississippi Power customers who purchase Energy Star certified appliances including refrigerators, clothes w...

Energy
25% state tax credit

Mississippi Historic Preservation Tax Credit

State tax credit equal to 25% of qualified rehabilitation expenditures for income-producing historic properties. For res...

Historic
Up to $400 per year

Mississippi LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) provides financial assistance to help low-income households pay their...

Energy
Free education course

Mississippi Home Corporation Homebuyer Education

Free HUD-approved homebuyer education courses covering budgeting, mortgage financing, home selection, and maintaining ho...

Homebuyer Ed
Property tax exemption

Mississippi Homestead Exemption - Senior/Disabled

Property tax exemption for homeowners age 65 or older, or totally disabled, with household income below $10,000 (single)...

Property Tax Relief
Up to $22,000 grant

Federal Home Loan Bank IMPACT Program

Down payment and closing cost assistance for income-eligible homebuyers. Provided as a grant through participating local...

Homebuyer
Up to $10,000 value

Habitat for Humanity Mississippi Gulf Coast - Repair Program

Provides critical home repairs for low-income homeowners who are elderly, disabled, or veterans. Focuses on accessibilit...

Home Repair
Up to $30,000 coverage

FEMA Increased Cost of Compliance (ICC) - Local Application

Additional flood insurance coverage for policyholders whose substantially damaged homes must be brought into compliance ...

Disaster
Varies by project scope

Mississippi PACE - Property Assessed Clean Energy

Property Assessed Clean Energy (PACE) financing allows homeowners to finance energy improvements through a special asses...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Gulfport

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