Oakland County Home Rehabilitation Loan

Oakland County Community & Home Improvement Division

Available Home Repair

About This Program

Low-interest loan program for Oakland County homeowners to make necessary home repairs and improvements. Loans up to $30,000 at 3% interest with repayment terms up to 10 years for income-eligible owner-occupants.

Low-interest loan at 3% APR with up to 10-year repayment

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $30,000 at 3% interest
  • Must be owner-occupied in Oakland County
  • Income limits apply (80% AMI)
  • Repayment terms up to 10 years
  • Covers major repairs and improvements

How to Apply

A grant-savvy contractor in Birmingham, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Birmingham early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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