Find grants, rebates, forgivable loans, and free programs for Birmingham, MI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Birmingham, MI, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs for low-income households by improving home energy eff...
Provides forgivable loans to income-eligible Michigan homeowners for critical home repairs including roofing, furnaces, ...
State-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6 or p...
Free in-home energy assessment for DTE electric customers that includes installation of LED bulbs, smart power strips, l...
Rebates for DTE electric and gas customers who install qualifying high-efficiency furnaces, central air conditioners, an...
Enhanced rebates for DTE customers installing ENERGY STAR certified air-source heat pumps. Rebates range from $600 to $1...
Enhanced weatherization and efficiency services for income-qualified DTE customers at or below 200% of federal poverty l...
Net metering program for DTE customers who install residential solar panels. Customers receive credits for excess electr...
Low-interest loan program for Oakland County homeowners to make necessary home repairs and improvements. Loans up to $30...
CDBG-funded grant for emergency home repairs that threaten health and safety of low-income owner-occupants in Oakland Co...
Grant program to help income-eligible Oakland County homeowners make accessibility modifications for household members w...
Grant program exclusively for Oakland County homeowners age 60+ to fund necessary home repairs that allow seniors to saf...
Matching grant for owners of properties listed on the National Register of Historic Places or located within local histo...
City program to assist Birmingham homeowners with unexpected costs of private sewer lateral repairs on their property. P...
Federal program providing very low-interest loans (1% fixed) and grants for very low-income homeowners age 62+ in eligib...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a home to meet disability-related needs. Availab...
Michigan homestead property tax credit for homeowners and renters with household resources of $63,000 or less. Provides ...
Down payment and closing cost assistance for first-time homebuyers in Michigan purchasing in targeted areas. Provides $7...
Rebate for DTE electric customers who purchase qualifying electric heat pump water heaters (ENERGY STAR certified). Reba...
Rebates for DTE customers who add insulation to their attic, walls, or basement/crawl space. Rebates up to $400 based on...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Birmingham, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Birmingham, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.