Find grants, rebates, forgivable loans, and free programs for Bismarck, ND, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bismarck, ND, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered through ND DHS provides free comprehensive weatherization services to income-qualified ...
State-funded forgivable loan program for major home rehabilitation, including accessibility modifications. Available to ...
Montana-Dakota Utilities offers rebates for energy-efficient upgrades including high-efficiency furnaces, water heaters,...
Xcel Energy electric customers in Bismarck can receive rebates for home energy efficiency improvements including air sou...
Low-interest (1%) loan up to $40,000 for very low-income homeowners in eligible rural areas near Bismarck to repair, imp...
Grant up to $10,000 for very low-income homeowners age 62+ in rural areas near Bismarck to remove health and safety haza...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt their home to accommodate disability-related needs. Ava...
State program to identify and remediate lead hazards in homes built before 1978 where children under 6 reside. Services ...
State property tax credit for North Dakota homeowners age 65+ with income below $50,000. Credit amount based on income a...
Rebate for installation of qualifying air source heat pumps for Xcel Energy electric customers in Bismarck. Rebate amoun...
North Dakota offers a state income tax credit for residential solar photovoltaic system installations. Credit equals 5% ...
Xcel Energy provides upfront cash incentives for qualifying solar PV system installations in Bismarck. Must apply and re...
Forgivable second mortgage up to $15,000 to assist with down payment and closing costs for first-time homebuyers in Bism...
Property tax exemption for disabled veterans based on VA disability rating. 100% disabled veterans receive full property...
Federal Hardest Hit Fund program provided mortgage payment assistance and principal reduction for homeowners facing hard...
Rebate for installation of qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Available to all MDU na...
Grant program for seniors age 60+ to make accessibility modifications enabling them to age in place safely. Covers grab ...
Rebate for purchase and installation of qualifying high-efficiency natural gas water heaters (Energy Star certified or 0...
Instant rebate on purchase of qualifying smart thermostats through participating retailers or online Xcel Energy marketp...
Matching grant for exterior restoration and preservation of historic homes in Bismarck's designated historic districts o...
Helps income-eligible North Dakota households pay heating costs during the winter season. Administered through local soc...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Bismarck, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bismarck, 16 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.