North Dakota Housing Incentive Fund (HIF)

ND Housing Finance Agency

Available Home Repair

About This Program

State-funded forgivable loan program for major home rehabilitation, including accessibility modifications. Available to households at or below 120% AMI in participating communities including Bismarck. Loan forgiven over 10 years.

Typical award based on moderate rehabilitation project scope

Key Details

  • Forgivable loan up to $100,000 for major rehab
  • Income at or below 120% AMI
  • Forgiven over 10 years of occupancy
  • Covers major repairs and accessibility upgrades
  • Available in Bismarck and throughout ND

How to Apply

Get free help applying Visit Official Program Page Track this program

(701) 328-8080

A grant-savvy contractor in Bismarck, ND can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted continuously

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