Home Improvement Grants in Blaine.

Find grants, rebates, forgivable loans, and free programs for Blaine, MN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Blaine, MN, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible households in Minnesota, including insulation, air sealing, fur...

Weatherization
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan program for Minnesota homeowners to make repairs and improvements. Available through ...

Home Repair
Up to $5,000 grant

Anoka County Emergency Home Repair Program

Provides emergency home repair grants to low-income homeowners in Anoka County for critical health and safety repairs. C...

Emergency
Forgivable loan up to $35,000

Blaine Owner-Occupied Rehabilitation Loan

Provides forgivable loans for major home repairs and improvements for income-eligible homeowners in Blaine. Loan is forg...

Home Repair
Up to $6,600 in rebates

Xcel Energy Home Efficiency Rebates

Xcel Energy offers rebates for qualifying home energy efficiency improvements including insulation, air sealing, high-ef...

Weatherization
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebate program for qualifying air-source and ground-source heat pumps installed in Xcel Energy service territory. Suppor...

Weatherization
Up to $1,200 rebate

CenterPoint Energy Furnace Rebate

Rebates for qualifying high-efficiency natural gas furnaces installed in CenterPoint Energy service territory. Furnaces ...

Weatherization
Incentive varies by system size

Xcel Energy Solar*Rewards Program

Incentive program for residential solar installations in Xcel Energy territory. Customers receive upfront incentives and...

Solar/Renewable
Free lead hazard removal

Minnesota Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
Grant up to $15,000

Blaine Home Accessibility Modification Grant

Provides grants for home accessibility modifications for low-income Blaine residents with disabilities. Covers ramps, ba...

Seniors & Disability
Up to $3,000 grant

Anoka County Senior Home Repair Program

Provides minor home repair grants to low-income seniors age 60+ in Anoka County. Covers small-scale repairs and safety i...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify their home for accessibility. For veterans who ...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very-low-income homeowners in eligible rural areas to repair or improve their homes. Loans are at ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Grant does not...

Seniors & Disability
Up to $300 rebate

CenterPoint Energy Water Heater Rebate

Rebate for qualifying high-efficiency natural gas water heaters installed in CenterPoint Energy service territory. Eligi...

Weatherization
Up to $150 rebate

Xcel Energy Air Conditioner Rebate

Rebate for qualifying high-efficiency central air conditioners installed in Xcel Energy service territory. Must meet min...

Weatherization
Loan up to $20,000

Blaine Sewer and Water Lateral Loan Program

Low-interest loan program for Blaine homeowners to repair or replace private sewer and water service laterals. Loan is r...

Home Repair
Up to $15,000 down payment assistance

Minnesota Housing First Generation Homebuyer Program

Down payment and closing cost assistance for first-generation homebuyers whose parents do not own a home. Provides forgi...

Homebuyer
Refund up to $3,130 (2024)

Minnesota Property Tax Refund (Homestead Credit)

Refund for Minnesota homeowners whose property taxes are high relative to their household income. Available to homeowner...

Property Tax Relief
Defers property tax payment

Minnesota Senior Citizen Property Tax Deferral

Allows homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pays the cou...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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