USDA Section 504 Home Repair Loan

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loan for very-low-income homeowners in eligible rural areas to repair or improve their homes. Loans are at 1% interest for up to 20 years. Some areas near Blaine may qualify if designated as rural by USDA.

Loan at 1% fixed interest for eligible repairs

Key Details

  • Loan up to $40,000 at 1% interest
  • For very-low-income homeowners
  • Must be in USDA-designated rural area
  • Up to 20-year repayment term
  • Covers major home repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 670-6553

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Deadline: Rolling applications

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