NJHMFA Home Improvement Program

New Jersey Housing & Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for moderate-income New Jersey homeowners. Rates vary by income level, with the lowest rates for those earning below 80% AMI. Loans available through participating lenders statewide for substantial renovations and repairs.

Low-interest loan amount based on creditworthiness and project scope

Key Details

  • Low-interest loans up to $40,000
  • Rates vary by income level
  • Must be owner-occupied in New Jersey
  • Available through participating lenders
  • Covers major renovations and repairs

How to Apply

A grant-savvy contractor in Bloomfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Continuous through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bloomfield, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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