USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Very low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants must be used to remove health and safety hazards. Some areas of Essex County may qualify.

Loan at 1% interest over 20 years, or grant for seniors removing hazards

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be very low income
  • Eligible rural areas only
  • Grants for removing health/safety hazards

How to Apply

A grant-savvy contractor in Bloomfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Continuous, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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